Terms and conditions
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY.
BY ACCESSING, VISITING OR USING THIS WEBSITE, YOU, PERSONALLY AND ON BEHALF OF THE LEGAL ENTITY OF WHICH YOU ARE A REPRESENTATIVE, AN AGENT OR AN EMPLOYEE WHEN ACTING IN SUCH CAPACITY, AGREE TO BE BOUND BY THE TERMS AND CONDITIONS BELOW. THESE TERMS AND CONDITIONS ARE SUBJECT TO CHANGE. IF YOU DO NOT AGREE WITH THESE TERMS AND CONDITIONS, PLEASE DO NOT ACCESS, VISIT NOR MAKE ANY USE OF THIS WEBSITE OR OF THE INFORMATION INCLUDED THEREIN.
1. Definition and general access rules
The "Website" means this website as published by Fortis Bank n.v./s.a. and/or Fortis Bank n.v./s.a.'s affiliated entities, i.e. entities controlled, directly or indirectly, by Fortis Bank n.v./s.a. and all information and materials contained on the Website.
Certain sections or pages of the Website contain separate and/or additional terms and conditions, which are in addition to the present Terms and Conditions. In the event of a conflict, separate and / or additional terms and conditions will prevail over the present Terms and Conditions for those sections or pages.
This Website also contains links to websites published by third parties. Links to this Website may also be included on third-party websites. Fortis Bank has not reviewed these and declines any liability for any information or materials posted on any of the sites linked to this Website. By creating a link to a third-party website or by tolerating that a third-party website includes a link to this Website , Fortis Bank does not endorse or recommend any products or services offered on that third-party website. Neither does Fortis Bank express any implied or explicit appreciation as to the accuracy and / or reliability of the information to be found, directly or indirectly, on any third-party websites or as to the reliability and/or honourableness of any third parties.
The contents of the Website are subject to change. Not all products and services are available in all geographic areas. Your eligibility to receive any product or service may be subject to approval by Fortis Bank or its relevant subsidiary or affiliate.
Unless otherwise expressly provided, information on this Website does not constitute an offer or solicitation to conduct investment business in any jurisdiction. Persons accessing, visiting or using this Website must satisfy themselves that the laws of their own country allow them to access the information or must refrain from accessing, visiting and/or using the Website accordingly.
2. Publisher
The Publisher of the Website is:
Fortis Bank n.v./s.a.
Warandeberg 3
1000 Brussels
Belgium
Trade Register: Brussels 76.034
VAT: BE403.199.702
Intermediary authorised under number 25.879 by the Insurance Supervisory Authority.
Intermediary for FB Insurances and Europ Assistance. M.E.A. number 1900 (Ministry of Economic Affairs)
Swift : GEBABEBB
("Fortis Bank")
3. Website Content and Materials
The information and materials contained in this Website are for informational purposes only and do not constitute an offer regarding any financial, banking, insurance or other product or service. An exception is made for the offer to sell or the solicitation of an offer to buy any financial instrument or security where an offer is explicitly made through the availability of a prospectus on this Website. Offers can only be made and taken into consideration where lawful and allowed under applicable law. Offers are limited to the countries or jurisdiction expressly mentioned therein and cannot be taken in into consideration by persons visiting, accessing or using the Website from any other country or jurisdiction.
The information and materials contained in this Website is not intended to provide any advice including but without limitation financial, tax, accounting or legal advice.
Fortis Bank will make reasonable endeavours to check and update the information and materials contained in this Website and to assess the reliability and honourableness of their sources. Consequently this information and materials posted on the Website are subject to change. Nevertheless, Fortis Bank does not guarantee the accuracy, adequacy, completeness, timeliness or fitness for any specific purpose of the information and materials included or referred to in this Website or the reliability and honourableness of their sources. Fortis Bank, its parent companies, subsidiaries, affiliated entities, directors, employees and agents shall not have any liability, on whatever basis, contractual or not, for any direct or indirect damages you may incur arising from the access to, visit or use of the Website, except in case of wilful misconduct or gross negligence on their part.
4. Intellectual Property Rights
The information and materials contained in this Website are protected by intellectual property rights, which are owned or claimed by Fortis Bank, its affiliated entities or third parties. This information and materials may be displayed and printed exclusively for your personal, non-commercial use provided that you do not to remove any intellectual property right or other notices therein. You agree not to transmit, reproduce or sell this information and materials in whatever form and by whatever means without the express prior written consent of Fortis Bank. See also paragraph 7 (Governing Law and Jurisdiction) of the present Terms and Conditions.
5. Privacy
Please note that Fortis Bank n.v./s.a. is the controller of personal data collected trough this Website.
As visitor or user of this Website, you agree with the registration and processing by Fortis Bank and its affiliated entities of personal data relating to you for the following purposes: management of Fortis Bank's clientele, including prospective clients, administration of contractual relationship , prevention of irregularities, establishment of statistics and tests, commercial prospection, direct marketing of financial, banking and/or insurance products and services as well as other products or services which are promoted by Fortis Bank or its affiliated entities.
You agree that these data may be communicated to any of Fortis Bank's affiliated entities for the same purposes or to other persons for compliance with any legal obligation or in case of any legal interest. You also agree to such communications when the recipient party is located outside the European Union, whether or not an adequate level of protection is ensured for personal data in the country of reception. Within Fortis Bank and its affiliated entities, access to your personal data collected through this Website is restricted to persons who need the data in pursuance of their duties.
You are entitled to require, in writing or via the Website and free of charge, that Fortis Bank and its Affiliated Entities stop using your personal data collected through this Website for direct marketing purposes.
You have the right to have access to your personal data and to ask for their rectification if they are not accurate nor relevant. To exercise these rights, you have to send a written, dated and signed request to Fortis Bank on the address mentioned above.
See also paragraph 7 (Governing Law and Jurisdiction) of the present Terms and Conditions.
6. Confidentiality
Any information or material sent to Fortis Bank through this Website will be handled in a manner consistent with legal and regulatory requirements.
7. Governing Law and Jurisdiction
Your access to, visit of and use of the Website, and the present Terms and Conditions are governed by and shall be construed in accordance with Belgian law. The Courts of Brussels shall have exclusive jurisdiction over any dispute relating thereto, without prejudice to Fortis Bank making choice of any other court having jurisdiction on such a dispute under any applicable law.
8. Severability and Changes
In the event any of the terms or provisions of these Terms and Conditions would be held to be unenforceable, the remaining terms and provisions shall be unimpaired and the unenforceable term or provision shall be replaced by such enforceable term or provision as comes closest to the intention underlying the unenforceable term or provision. This Agreement shall be subject to any other agreements you have entered or may enter into with Fortis Bank or any of its affiliated entities.
Fortis Bank may modify these Terms and Conditions at any time, with immediate effect and without prior notice.